... The risk associated with borrowing money secured by oil and gas properties in an environ- ment of rapidly fluctuating oil prices can be reduced by understanding the energy lending process and systematically comparing the loans offered by various banks. Furthermore, by viewing an existing loan which...

... successfully applies for and obtains a secured loan, he must understand the, rationale and reasoning of both the banker and the borrower. Reasonable expectations concerning the financial request, loan structures, appropriate security, legal aspects, tax implications, and other requirements or constraints must...

... degree of severity and to illustrate methods of diminishing this risk to the lender and the borrower. The risk associated with concentration of assets is that the increasing loss of the major asset will result in a financially untenable situation for the lender and borrower. Therefore, it is necessary...