Introduction

Liberty Mutual has conducted benchmark and best practice surveys on mid-size truckers since 1996. The purpose of this study was to identify companies with lower crash and injury rates and identify common elements of the well-performing programs.

Our 2010-year trucker survey was sent to over 200 truckers with between 50 and 300 power units. The survey time period for exposures and losses was calendar year 2009. Losses were valued as of June 1, 2010. Liberty Mutual provided worker compensation, auto liability or both lines of coverage for these companies. A combination of our loss information, public information from Safer/SafeStat, websites and survey responses were used to obtain data for the analysis.

A significant shift in the operations of the truckers in our survey has occurred over the past years. Historically a trucker tended to have one type of operation such as full-load long haul, less than truckload (LTL), flatbed, or heavy haul. etc. We have noticed a larger number of companies with multiple types of operations. This trend had begun before the changes in the economy that started in 2008 but may have increased due to the economy.

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